Separating from a partner can be a difficult and emotional process. Whether the split is mutual or not, it's important to take care of yourself and make the transition as smooth as possible. Here are five tips to help you through the process: Seek legal advice: If you and your...
Author: Lisa Denyer, AMP
Lisa Denyer is a mortgage broker and founder of Claystone Mortgage Team, Mortgage Architects, an award-winning team offering over 50 years of experience.
Covid-19 – Keeping you Informed
We are committed to providing you with updates and information as we receive it. Together we will pull through this, more-and-more resources and solutions are being announced. Please read and save the following pdf with contacts for financial assistance. Download the PDF here
The Bank of Canada's Big Rate Drop – How does this affect you?
Part One - THE BENCHMARK RATE Last week, the Bank of Canada ( BoC) dropped their prime rate to 3.45% from 3.95%, the first rate cut since October 2018. Everyone by now has heard that news, but what does this mean to you? I’m creating a series of posts to...
Understanding the new First-Time Home Buyer Incentive (FTHBI)
As of September 2nd 2019, the new FTHBI has launched and is now in effect. Here is a summary of key points: The closing date must be on or after November 1st, 2019.You must have at least 5% down payment from own resources, gifts are acceptable.Qualifying income cannot exceed $120,000...
7 Tips While you Wait for your Keys
Here are 7 important tips to remember while you wait for the keys to your new home or for your mortgage refinance to fund: Employment: Your mortgage was approved based on your current employment details, now is not the time to accept a new position in a new company and resign....